Foreign Trade Finance



A. Export Finance

  • Back-to-Back L/C
    • Export oriented business concerns (Proprietorship/Partnership Firms/Private/Public Limited Companies) can avail this non-funded credit facility under Export L/C/Contract to import/procure raw materials or to collect goods (in case where the exporter is not the actual manufacture) from overseas/local sources for execution of export order.
    • Raw Materials or Collected Goods to be imported/locally collected in the name of the Bank.
    • Considerable cash margin is required as per bank credit policy.
  • EDF Loan
    • Non-traditional manufacturers-exporters, particularly new exporters, exporters diversifying into higher value exports and exporters diversifying into new markets (Proprietorship/Partnership Firms/Private/Public Limited Companies) can avail the facility against the BTB L/C & Export L/C/ Contract to import/procure Raw Materials from overseas/local sources for execution of export order under Export Development Fund (EDF) of Bangladesh Bank.
    • Purpose of the facility is to retire BTB L/C documents.
    • The exporter must have Export Credit Insurance through Export Credit Guarantee Scheme (ECGS).
  • Packing Credit (PC) [against Export L/C]
    • Export oriented business concerns (Proprietorship/Partnership Firms/Private/Public Limited Companies) can avail this funded credit facility under Export L/C/Contract to meet overhead expense to shipment the goods against export order as pre-shipment finance.
    • Reasonable Interest Rate as per Bank’s credit policy.
  • SOD (Export)
    • Export oriented Ready Made Garments Industries i.e. Knit, Woven & Sweater (Proprietorship/Partnership Firms/Private/Public Limited Companies) can avail this funded credit facility under Export L/C/Contract to meet non-recurring expense like Eid Bonus.
    • Reasonable Interest Rate as per Bank’s credit policy.
  • FDBP & LDBP
    • FDBP facility is allowed to the customer to negotiate/purchase foreign documentary export bills drawn under valid Export L/C. On the other hand, LDBP facility is allowed to negotiate/purchase Inland/local Documentary bills duly accepted for payment by scheduled Banks in Bangladesh.

B. Import Finance

  • Import L/C (Sight/Deferred/UPAS)
    • Trading concerns (Proprietorship/Partnership Firms/Private/Public Limited Companies) can avail this non-funded credit facility to import trading goods.
    • Imported Goods to be imported/locally collected in the name of the Bank.
    • Considerable cash margin is required as per bank credit policy.
  • Loan against Trust Receipt (LTR)
    • LTR facility can only be allowed against imported goods under sight L/C.
    • Loan against Trust Receipt (LTR) is a post-import short term funded facility provided to the importer who is a trusted client of the Bank involved in manufacturing/trading business to retire L/C related shipping documents.
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