Foreign Trade Finance

A. Export Finance

Back-to-Back L/C
- Export oriented business concerns (Proprietorship/Partnership Firms/Private/Public Limited Companies) can avail this non-funded credit facility under Export L/C/Contract to import/procure raw materials or to collect goods (in case where the exporter is not the actual manufacture) from overseas/local sources for execution of export order.
- Raw Materials or Collected Goods to be imported/locally collected in the name of the Bank.
- Considerable cash margin is required as per bank credit policy.
EDF Loan
- Non-traditional manufacturers-exporters, particularly new exporters, exporters diversifying into higher value exports and exporters diversifying into new markets (Proprietorship/Partnership Firms/Private/Public Limited Companies) can avail the facility against the BTB L/C & Export L/C/ Contract to import/procure Raw Materials from overseas/local sources for execution of export order under Export Development Fund (EDF) of Bangladesh Bank.
- Purpose of the facility is to retire BTB L/C documents.
- The exporter must have Export Credit Insurance through Export Credit Guarantee Scheme (ECGS).
Packing Credit (PC) [against Export L/C]
- Export oriented business concerns (Proprietorship/Partnership Firms/Private/Public Limited Companies) can avail this funded credit facility under Export L/C/Contract to meet overhead expense to shipment the goods against export order as pre-shipment finance.
- Reasonable Interest Rate as per Bank’s credit policy.
SOD (Export)
- Export oriented Ready Made Garments Industries i.e. Knit, Woven & Sweater (Proprietorship/Partnership Firms/Private/Public Limited Companies) can avail this funded credit facility under Export L/C/Contract to meet non-recurring expense like Eid Bonus.
- Reasonable Interest Rate as per Bank’s credit policy.
FDBP & LDBP
- FDBP facility is allowed to the customer to negotiate/purchase foreign documentary export bills drawn under valid Export L/C. On the other hand, LDBP facility is allowed to negotiate/purchase Inland/local Documentary bills duly accepted for payment by scheduled Banks in Bangladesh.

B. Import Finance

Import L/C (Sight/Deferred/UPAS)
- Trading concerns (Proprietorship/Partnership Firms/Private/Public Limited Companies) can avail this non-funded credit facility to import trading goods.
- Imported Goods to be imported/locally collected in the name of the Bank.
- Considerable cash margin is required as per bank credit policy.
Loan against Trust Receipt (LTR)
- LTR facility can only be allowed against imported goods under sight L/C.
- Loan against Trust Receipt (LTR) is a post-import short term funded facility provided to the importer who is a trusted client of the Bank involved in manufacturing/trading business to retire L/C related shipping documents.