Industrial Project Finance

Letter-of-Credit (Local/Foreign)
- To import capital machineries for Greenfield or BMRE project
- Considerable cash margin is required as per bank credit policy.
Loan against Trust Receipt (LTR)
- LTR facility can only be allowed against imported goods under sight L/C.
- Loan against Trust Receipt (LTR) is a post-import short term funded facility provided to the importer who is a trusted client of the Bank involved in manufacturing/trading business to retire L/C related shipping documents.
- LTR facility can only be allowed for retirement of L/C documents against imported raw materials.
Term Loan
- To meet credit requirement for retirement of documentary credit facilities against the import of capital machineries of the project.
- Disbursement to be made phase-by-phase upon assurance of proper utilization of both equity and debt participation.
- Sale proceeds/rent must be deposited to the loan account for adjusted purposes.
- Maximum Loan Tenor to be fixed considering the payback period or project life.
Lease Financing
- To meet credit requirement for import of capital machineries of the project.
- It is a term financing repayable through lease rental in the form of equal monthly installments (including principal and interest). Ownership of the leased out equipment/vehicle under the lease agreement covering comprehensive risks belongs to the Bank.

Cash Credit (Hypo)
- To meet credit requirement for smooth running of the project after implantation.
- Facility will cover the justifiable amount of working capital assessment.
Letter-of-Credit (Local/Foreign)
- To import raw materials for manufacturing goods for the purpose to sell locally or export.
- Considerable cash margin is required as per bank credit policy.
Loan against Trust Receipt (LTR)
- LTR facility can only be allowed against imported goods under sight L/C.
- Loan against Trust Receipt (LTR) is a post-import short term funded facility provided to the importer who is a trusted client of the Bank involved in manufacturing/trading business to retire L/C related shipping documents.
- LTR facility can only be allowed for retirement of L/C documents against imported raw materials.